What is a Self-Directed

Brokerage Account?

A self-directed brokerage account (SDBA) is an option available within some company-sponsored 401(k), 403(b), and 457 accounts. An SDBA allows a participant to invest in more than the pre-selected company choices.

Through a Howard Capital Management (HCM) SDBA, clients can gain access to a window of additional options including professional money management, downside protection, and possible upside growth opportunities.

What is the 401(k) Optimizer®?

The 401(k) Optimizer®️ is a web-based tool designed to help you manage your company-sponsored retirement plan. We use your answers to our simple risk tolerance questionnaire and your ideal, long-term goals to identify recommended account asset allocations that fit your account needs based on what is available in your plan.