What is a Self-Directed

Brokerage Account?

A self-directed brokerage account (SDBA) is an option available within some company-sponsored 401(k), 403(b), and 457 accounts. An SDBA allows a participant to invest in more than the pre-selected company choices.

Through a Howard Capital Management (HCM) SDBA, clients can gain access to a window of additional options including professional money management, downside protection, and possible upside growth opportunities.

Why the 401(k) Optimizer®?

Your retirement account can be among your most substantial assets. Unfortunately, the chances are high that you haven’t been actively managing your account. The 401(k)Optimizer®️ can help guide your investment decisions and help you prepare for your future.

What is the 401(k) Optimizer®?

The 401(k) Optimizer®️ is a web-based tool designed to help you manage your company-sponsored retirement plan. We use your answers to our simple risk tolerance questionnaire and your ideal, long-term goals to identify recommended account asset allocations that fit your account needs based on what is available in your plan.

Your Future

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

Our site is filled with educational videos, articles, slideshows, and calculators designed to help you learn more. As you search our site, send me a note regarding any questions you may have about any particular investment concepts or products. We'll get back to you quickly with a thoughtful answer.

Paycheck For Life